Ransom helped me refinance my home with a lower interest rate and a lower monthly mortgage payment by removing our PMI. Ransom and his assistant Savannah were very accessibly during and after business hours and they responded to my emails promptly and thoroughly. The refinancing process was quick and easy, and we were able to receive the clear to close in less than 2 weeks. I would recommend Ransom and Assurance Financial to anyone looking to buy or refinance their home.